Terms of Use

Use the information
with good judgment.

These terms explain the role and limits of the website, its educational content and its professional-service pathways.

Last updated September 11, 2026

General information

Decision Authority, Property Wise and Cloak & Dagger Media provide education, communication, tools and information intended to support better decisions. Website content is general information and is not a substitute for advice from an appropriately qualified professional.

Real estate services

Property Wise and Navigate Realty are education and service concepts, not real estate brokerages. Licensed real estate services are provided only through the brokerage identified for the applicable jurisdiction and are governed by local law, required disclosures and written agreements.

No professional guarantee

Educational content, AI-supported tools, property searches and professional introductions do not guarantee a particular result, property, transaction, investment return or professional relationship. Users remain responsible for reviewing information and making their own decisions.

Agent introductions

An agent match is an introduction based on available information. It is not an endorsement, guarantee or requirement to hire that person. Consumers and professionals should independently confirm licensing, services, availability, compensation and compatibility.

Artificial intelligence

AI-supported tools may help organize information, prepare questions or identify possible next steps. Outputs may be incomplete or incorrect and require human review. Do not use an AI tool as a substitute for legal, financial, medical, emergency or other regulated advice.

External services

Links to external websites are provided for convenience. Decision Authority does not control their availability, accuracy, terms, privacy practices or content.

Intellectual property

Unless otherwise stated, original website content, frameworks, program names and materials are owned by or licensed to Cloak & Dagger Media. Personal use is permitted. Republishing, selling or representing the material as your own requires written permission.

Acceptable use

Do not misuse forms, submit false information, attempt unauthorized access, interfere with the website or use its content or systems unlawfully.

Changes and contact

These terms may be updated as services develop. Questions may be sent to krista@cloakdaggermedia.com.

These terms are general website terms and should be reviewed by qualified counsel for the jurisdictions in which services are offered.